Lost your job? In finacial difficulty? The banks knocking on your front door or are you simply trying to get by in a time of hardship and despair? if you are looking ways to save money, cut back your expenses etc go no further!
Insurance. Everybody knows that insurance companies make a killing from charging high premiums on the every day middle-class person, whether it be your it be house,car,health (especially in Amerika) business insurance the premiums are just to high and are putting a lot of pressure and stree on people! Now with the economic downturn every company (including insurance companies) have to offer lower prices! Shop around, look up the price comparison websites and you will be amazed at the savings you can make!
When doing your shoping only do a shoping once a week! People don't recognize that when you do your food shoping a bit here and a bit there the prices you are being charged are astronomical! Do one big shoping for the week! Try it and compare your receipts! You will not be disappointed!
Saving on your electricity bill! This one is especially applicable to students! When leaving a room make sure everything is turned off and unplugged! what most people don't know is that when an electrical appliance is plugged in but not on it still uses electricity! Yes i know how you feel!Its called vampire electricity and contributes to 50% of the average persons electricity bill! Use enery-saving lightbulbs, a small investmentr at first but you will make this back very fast as some use as little as 30% of whta the traditional ligthbubls use!
Walk or cycle short journeys instead of siting in traffic burning expensive petrol! It is also nice to relax from the pressures of everyday life!
These are in no way gurantees to beat the recession but are just tips on how to help ones situation!