Use Money Wisely
From Tips and Steps
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Are you in high school, college, fresh from college, or in debt? You can save money without downloading an 166 page of how to save money overnight. That's not even possible! All you need is this simple guide.
- Buy only the items most needed.A lot of people have a habit of shopping and end up buying things that they don't need. At a point, it may seem inhuman for someone to actually not buy something they don't need. Some tips to help you is before you go grocery shopping, eat a big meal so other items don't appeal to you. Also, know exactly what you have. If you don't know that you have (example) a short sleeve shirt, you will end up buying something that you don't need and waste time.
- Look for sales and clearance. Usually you can find coupons and sale notices in newspapers. Sometimes when you go to stores, they will ask for your email or address. This way, they can send you exclusive coupons or sale notices. Commercials help too.
- Save as much money as possible.Buy products that last longer, buy wholesale items, things like that. You can always be creative and money wise at the same time too! Great ideas ranging from fashion to food can always reward.
- Find one item you need and save. Once you find a necessity, you have to find a way to save money for the it. One way is if you sign up for exclusive coupons, or searching through newspapers. Stores like Walmart, K-Mart, Ross, and Dollar Stores can give you the things you need at low prices. Even boutiques and small business stores have low prices some times, so try hard to find low prices even the small peeks.
- Energy saving tips are money saving tips. Do things like turn off the lights when your done with a room, reuse your plastic bowls and yogurt containers, drive at a medium speed so you don't waste gas. Those tips can help you even though they are just minor changes.
- Eat from home! When on lunch break, you are longing for a good hot meal from the food court. You could probably make the same thing from home or even better. An average person spends at least $150 a month on snacks, drinks, and lunch. That is a punch in the bank! On top of that, you have times when you eat out. But when you eat at home, your amount would probably be $100. Though you have groceries, eating out would make the bill rise.
- Wait 'till the prices go down. You probably want the newest gadget but if you wait a while, you can get that for a lower price. You still get the same features!
- Even the most luxuriest cars are not going to be your favorite. Why get a luxury car that's price is so high, when you can get a good looking and working car for thousands less, with easy working consoles and save gas?
- Make sure your buying something that is a necessity and not a luxury.
- Retirement can com along before you know it so you have to put at least 40% to 70% percent of your income to fulfill your need.